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Debra’s Income Tax serving KC area

By Chara Kansas City area taxpayers who want their tax returns prepared by a tax preparation firm or an individual tax professional have their share of options. One of those options is Debra’s Income Tax. “I have been in business for 18 years,” owner Debra Sandoval said. “I have a lot of clients that I feel are uninformed. I always …

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How to cancel your PMI

Commentary by Eulogio JP Private mortgage insurance (PMI) is expensive. But did you know it can removed? If you bought your home with your home with a 20-percent down payment, your lender would’ve required you to buy mortgage insurance. But if you have at least 20 percent equity in your home, your lender can cancel the PMI. In other words, …

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How to manage your finances without an adviser

Commentary by Yanis De Palma If you want to manage your finances, but can’t afford to hire a financial adviser, don’t worry. Most people can manage their finances without a financial adviser. Unfortunately, most people have no clue where to start. Fortunately, financial management isn’t as difficult as it might seem. By using the following tips, you can successfully manage …

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Latino immigrants pursuing path of entrepreneurship

By Yanis De Palma With the growth of the Hispanic community in the United States, the number of Latino entrepreneurs is increasing, too. According to a study by the National Foundation for American Policy, immigrant entrepreneurs have started more than half of America’s startup companies. Those immigrant-founded companies have created an average of 600 jobs per company. Some Latino immigrant …

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Ramos using law career to help area’s immigrant community

When Denise Ramos came to the Kansas City area to start her law career, she felt that she should practice immigration law for a simple reason: She was an immigrant. A native of Chihuahua, Mexico, Ramos has a bachelor’s degree in business administration from Universidad Autonoma de Chihuahua, a criminal justice degree from the University of Missouri and a juris …

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Mexican restaurant brings modern, authentic food to KC area

Fans of authentic Mexican cuisine might be disappointed in the typical presentation of Mexican dishes smothered in cheese or salsa – which is actually Tex-Mex food. Alfonso Esqueda believes he can give those fans an authentic experience. Esqueda owns CACAO Restaurante, located at 5200 W. 95th St. in Prairie Village, Kan. When customers first walk through its doors, they see …

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Former Casa Grande employees become owners, share their success story

By Melissa Arroyo For many years, Karen Manzanares dreamed of owning a restaurant and club. She spent hours of the day thinking about every detail and sharing it with her family and friends. “Even my 22-year-old son remembers hearing about it when he was a little kid,” Manzanares said. Manzanares said she knew that her passion for music and determination …

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How millennials are changing the work environment

Analysis by Melissa Arroyo The work environment is changing, as millennials continue to join the workforce and employers find themselves making accommodations for them. Some ways the millennial generation is changing the corporate work environment include the following: *Flexible schedules: Millennials understand that everyone has different patterns of productivity and focus, so they build their schedules around their own patterns. …

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Congress is back: Where to start?

Commentary by Dermidio Juez-Perez With the U.S. Congress back in session, Washington, D.C., is officially open for business again. And the list of must-do jobs is extensive. The following issues, in my opinion, should be among the highest priorities for Congress to address: *Hurricane Harvey relief: The first thing Congress should accomplish is to put a plan in place to …

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No 401(k)? No problem

Commentary by Dermidio Juez-Perez The most popular type of account being used to save for retirement is the 401(k). However, not everyone has access to a 401(k) plan because not every employer offers one. If your employer doesn’t offer a 401(k), it’s not the end of the world. There are plenty of other ways to save for retirement. It just …

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