Dave says – Finance column
Dear Dave, Does the amount you advise saving for a beginner emergency fund in Baby Step 1 double for a couple, or does it stay the same? Charlie Dear Charlie, Whether you’re single or married, Baby Step 1 of my plan is to save $1,000 as quickly as possible for a starter emergency fund. This […]
5 Shopping Apps to Try Before You Buy
Find deals on holiday gifts and ways to save all year long By AARP You can save a load of money clipping coupons out of newspaper inserts, but you can save even more by adding digital coupons and other online shopping tools to the mix. One sign of how popular they’ve become: In 2018, Americans […]
2 habits that lead to a successful retirement
By Chris Hogan Did you know Congress has designated October 20th through October 26th this year as National Retirement Security Week? It’s a time for hardworking Americans like you to pause and take the pulse of your financial progress. So, I have a question: What do you picture when you hear the word retirement? You might have a […]
3 Ways to Save Big Money on Halloween
By Rachel Cruze ‘Tis the season for fake spiders, light-up ghosts, tiny candy bars, and tacky costumes. All that Halloween stuff can make your bank account balance look downright scary! So, let’s talk about three simple tips for saving money on Halloween. Don’t buy name-brand candy There was a time in my life when I […]
How to Budget for Christmas in August
By Rachel Cruze Can you believe Christmas is right around the corner? It seems like we were just celebrating the Fourth of July, and now it’s time for another Christmas season. Okay, don’t get mad and protest that I’m bringing up Christmas too early. Even though the actual holiday is still four months away, it’s not too […]
Prime Day is coming
By Chara When your friends talk about Prime Day, you might be wondering what they mean. For those who do not know, Prime Day is an exclusive shopping day for Amazon Prime members, including anyone with a 30-day trial membership. This year, Prime Day will run from midnight July 15 through 11:59 p.m. July 16. […]
Dave Says
Dear Dave, I recently started following your plan, and I’ve looked into refinancing the home I bought five years ago to free up more money to put toward paying off debt. My interest rate is 3.625 percent, along with a private mortgage insurance payment of $200 per month. This makes my mortgage payment $2,700 a […]
Dave says 05.23.19
Dear Dave, My fiancé and I just started your class, but we’re having trouble getting our beginner emergency fund together. We both work full-time, and I make $59,000 a year while he has worked in retail for several years and makes $22,000 to $25,000. I’m trying to manage a couple of side jobs, but we […]
Finance column, Dave says 04.17.19
Dear Dave, I’m an admissions counselor for a university, and I make $37,000 a year. I spend a lot of time on the road, and I’m trying to get out of debt, but I have one credit card I’m still using for travel expenses. The university refunds me for these expenses, which always run $300 […]
Dave says 03.28.19
Dear Dave, I’m getting married this summer and about to become a stepfather, but my fiancé’s daughter from a previous marriage seems very irresponsible. She’s 20 and lives at home, has trouble holding a job, and she doesn’t really want to work. When she doesn’t have money to make her car payment, she seems to […]